Don’t Settle for a Limited Panel: What Whole of Market Advice Gives You

Understanding why lender access matters when securing the right mortgage When it comes to finding a mortgage, not all advice is created equal. Some advisers can only offer products from a small selection of lenders. Others are tied to specific banks or panels. But at NOVUS Financial Solutions, we are proud to be a whole […]

UK Mortgage and Housing Market Update – September 2025

UK Mortgage and Housing Market Update – September 2025 Key Highlights Interest Rate Developments The Bank of England maintained its base rate at 4.00% following the Monetary Policy Committee’s decision on September 18, 2025, after a 0.25% cut in August. The vote was 7-2 to hold, with policymakers citing persistent inflation concerns balanced against economic […]

Self-Employed and Looking for a Mortgage? Here’s What You Need to Know

Why expert advice matters when your income isn’t as simple as PAYE If you’re self-employed, a contractor, or running your own business, applying for a mortgage can feel like an uphill battle. Lenders don’t always make it easy — and the criteria can vary widely from one provider to another. At NOVUS Financial Solutions, we specialise […]